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Oakland Real Estate Information: Mortgages
Down Payment

The down payment is the part of the purchase price the buyer pays in cash and is not financed with a mortgage. Your down payment will reduce the amount you'll need to borrow. So, the more cash you put down, the smaller the size of your loan, and the smaller the amount of your mortgage payments.

Lenders often view mortgages with larger down payments as more secure because more of your own money is invested in the property. However, there are other loans that require as little as 3% to 5% of the purchase price for a down payment.

Further Oakland mortgage Information:
Oakland mortgages: About Mortgages
Oakland mortgages: Mortgage Amount and Term
Oakland mortgages: Amortization
Oakland mortgages: Fixed or Adjustable Interest Rates
Oakland mortgages: Down Payment
Oakland mortgages: Closing Costs
Oakland mortgages: Discount Points
Oakland mortgages: Conforming and Nonconforming Loans
Oakland mortgages: Fixed-Rate Mortgages
Oakland mortgages: 30-Year Fixed-Rate
Oakland mortgages: 20-Year Fixed-Rate
Oakland mortgages: 15-Year Fixed-Rate
Oakland mortgages: Adjustable-Rate Mortgages (ARMs) (page 1)
Adjustable-Rate Mortgages (ARMs) (page 2)
Adjustable-Rate Mortgages: CD-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Two-Step Mortgage
Oakland mortgages: Government Loans and Programs (General)
Oakland mortgages: Government Loans and Programs: FHA Loans
Oakland mortgages: Government Loans and Programs: VA Loans
Oakland mortgages: Government Loans and Programs: RHS Loans
Oakland mortgages: Government Loans and Programs: State and Local Loan Programs
Oakland mortgages: Balloon Loans


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