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Oakland Real Estate Information: Mortgages
Types of Government Loans and Programs

State and Local Loan Programs: A number of states sponsor programs to help first-time home buyers qualify for mortgages. Local housing agencies also offer, in some areas, attractive loan terms, such as low down payments or low interest rates, to home buyers who meet specified income guidelines. Some state and local programs may also offer down payment and closing cost assistance. Check with your state housing authority. You can find the office nearest you online or look in the government "blue pages" of your phone book.

Further Oakland mortgage Information:
Oakland mortgages: About Mortgages
Oakland mortgages: Mortgage Amount and Term
Oakland mortgages: Amortization
Oakland mortgages: Fixed or Adjustable Interest Rates
Oakland mortgages: Down Payment
Oakland mortgages: Closing Costs
Oakland mortgages: Discount Points
Oakland mortgages: Conforming and Nonconforming Loans
Oakland mortgages: Fixed-Rate Mortgages
Oakland mortgages: 30-Year Fixed-Rate
Oakland mortgages: 20-Year Fixed-Rate
Oakland mortgages: 15-Year Fixed-Rate
Oakland mortgages: Adjustable-Rate Mortgages (ARMs) (page 1)
Adjustable-Rate Mortgages (ARMs) (page 2)
Adjustable-Rate Mortgages: CD-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Two-Step Mortgage
Oakland mortgages: Government Loans and Programs (General)
Oakland mortgages: Government Loans and Programs: FHA Loans
Oakland mortgages: Government Loans and Programs: VA Loans
Oakland mortgages: Government Loans and Programs: RHS Loans
Oakland mortgages: Government Loans and Programs: State and Local Loan Programs
Oakland mortgages: Balloon Loans


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