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Oakland Real Estate Information: Mortgages
Fixed-Rate Mortgages

15-Year Fixed-Rate: This shorter-term mortgage will save you a significant amount of interest over the life of the loan. By paying off the mortgage more quickly, you also build up equity in your home sooner. This may be important if you are approaching retirement or have other large expenses to cover, such as financing your children's education. However, the monthly payments you make on a 15-year mortgage will cost you more than those you would make on a 30- or 20-year loan.

Further Oakland mortgage Information:
Oakland mortgages: About Mortgages
Oakland mortgages: Mortgage Amount and Term
Oakland mortgages: Amortization
Oakland mortgages: Fixed or Adjustable Interest Rates
Oakland mortgages: Down Payment
Oakland mortgages: Closing Costs
Oakland mortgages: Discount Points
Oakland mortgages: Conforming and Nonconforming Loans
Oakland mortgages: Fixed-Rate Mortgages
Oakland mortgages: 30-Year Fixed-Rate
Oakland mortgages: 20-Year Fixed-Rate
Oakland mortgages: 15-Year Fixed-Rate
Oakland mortgages: Adjustable-Rate Mortgages (ARMs) (page 1)
Adjustable-Rate Mortgages (ARMs) (page 2)
Adjustable-Rate Mortgages: CD-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Oakland mortgages: Adjustable-Rate Mortgages: Two-Step Mortgage
Oakland mortgages: Government Loans and Programs (General)
Oakland mortgages: Government Loans and Programs: FHA Loans
Oakland mortgages: Government Loans and Programs: VA Loans
Oakland mortgages: Government Loans and Programs: RHS Loans
Oakland mortgages: Government Loans and Programs: State and Local Loan Programs
Oakland mortgages: Balloon Loans


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